Cash & Currency Exchange
While mobile payments dominate in China, having some cash on hand is still smart. Here is how to obtain and use RMB during your visit.
ATM Withdrawals
ATMs that accept international cards are available at airports and major ports of entry across China.
Look for ATMs displaying logos from UnionPay, Visa, Mastercard, Amex, JCB, Diners Club, or Discover.
ATMs are also available in downtown areas at bank branches — major banks like ICBC, BOC, CCB, and ABC all have international-card-capable machines.
Currency Exchange
Exchange counters are available at airports and ports of entry for immediate currency conversion upon arrival.
Authorized exchange service providers in downtown areas — look for signage reading "EXCHANGE" or the Chinese characters for currency exchange.
Some hotels offer currency exchange services for their guests — ask at the front desk.
Bank branches provide exchange services during business hours.
Self-service currency exchange machines are available at major international airports.
Converting Remaining RMB
Before departing China, you can convert leftover RMB back to your home currency at exchange providers in downtown areas or at the airport and port of exit.
Practical Tips
Carry small bills
Aim for about 500 to 1,000 yuan in small denominations for emergencies and everyday small purchases.
Cash-friendly vendors
Small vendors, local markets, and some taxi drivers may prefer or only accept cash.
Phone battery backup
Having cash is essential when your phone battery dies or you find yourself in areas with poor connectivity.